Privacy Policy

Hovde Foundation is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to this website (“Hovde Website”) and governs data collection and usage. By using the Hovde Website, you consent to the data practices described in this statement.

Collection of your Personal Information

Hovde Foundation collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Hovde Foundation also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Hovde Foundation. This information can include: your IP address, browser type, domain names, access times and referring web site addresses. This information is used by the Hovde Website for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Hovde Website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Hovde Website public message boards, this information may be collected and used by others. Note: Hovde Website does not read any of your private online communications.

Hovde Website encourages you to review the privacy statements of web sites you choose to link to from Hovde Website so that you can understand how those web sites collect, use and share your information. Hovde Website is not responsible for the privacy statements or other content on web sites outside of the Hovde Website and other websites associated with Hovde Foundation.

Use of your Personal Information

Hovde Website collects and uses your personal information to operate the Hovde Website and deliver the services you have requested. Hovde Website also uses your personally identifiable information to inform you of other products or services available from Hovde Website and its affiliates. Hovde Website may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Hovde Website does not sell, rent or lease its customer lists to third parties. Hovde Website may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Hovde Website may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Hovde Website, and they are required to maintain the confidentiality of your information.

Hovde Website does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Hovde Website keeps track of the web sites and pages our customers visit within Hovde Website, in order to determine what Hovde Website services are the most popular. This data is used to deliver customized content and advertising within Hovde Website to customers whose behavior indicates that they are interested in a particular subject area.

Hovde Website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Hovde Website or the site; (b) protect and defend the rights or property of Hovde Website; and, (c) act under exigent circumstances to protect the personal safety of users of Hovde Website, or the public.

Use of Cookies

The Hovde Website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Hovde Website pages, or register with Hovde Website site or services, a cookie helps Hovde Website to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Hovde Website, the information you previously provided can be retrieved, so you can easily use the Hovde Website features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Hovde Website services or web sites you visit.

Security of your Personal Information

Hovde Website secures your personal information from unauthorized access, use or disclosure. Hovde Website secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Hovde Website will occasionally update this Statement of Privacy to reflect company and customer feedback. Hovde Website encourages you to periodically review this Statement to be informed of how Hovde Website is protecting your information.

Contact Information

Hovde Foundation welcomes your comments regarding this Statement of Privacy. If you believe that Hovde Website has not adhered to this Statement, please contact the Hovde Foundation. We will use commercially reasonable efforts to promptly determine and remedy the problem.

Designated Agent to Receive Notifications of Copyright Infringement Under the Digital Millennium Copyright Act (“DMCA”)

In accordance with the United States Digital Millennium Copyright Act (“DMCA”) and the Online Copyright Infringement Liability Limitation Act (“OCILL”), 17 U.S.C. §§101, 512, Hovde Foundation hereby serves the following DMCA/OCILL Notice to users of the Hovde Foundation service or website that:

  1. Hovde Foundation has designated an agent to receive notices from copyright owners about alleged infringements by users of the Website and send notices to the Website users who post or send allegedly infringing material;
  2. Hovde Foundation has adopted a policy of terminating access to the Website by users who are repeat copyright infringers;
  3. Hovde Foundation accommodates and does not interfere with standard technical measures used by copyright owners to identify and protect copyrighted works, including but not limited to, digital watermarking; and
  4. Upon receiving proper notification of an alleged infringement by a Website user, Hovde Foundation shall expeditiously take down or block access to the copyrighted material.
  5. Hovde Foundation has designated the following person to serve as Hovde Foundation’s agent to receive notifications of claimed copyright infringement in accordance with the DMCA and OCILL:

Name:  Nicole J. Bice
Address: 122 W Washington Ave #350, Madison, WI 53703
E-mail address: